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We offer you a flexible payment options available for your convenience. Getting the home furniture and appliances you want has never been easier!
Just pop into the store or inquire us about the payment options.
Long Term Finance Options*
Finance Now
18 Months Interest-Free with 36 Months to Pay
Finance Now provides Fixed-term, Fixed-Payment ‘pay weekly’ option. Pay using ‘pay weekly’ so you can take your purchase home now and pay it off at a regular fixed amount that is affordable for you. There will no extra fees or interest when your loan is fully paid off. You can opt for pay weekly payment option that will fix the terms and payments according to your budget.
*Normal credit and lending criteria fees, includes a $1.80 monthly service fee and a $55 establishment fee (excludes optional Payment Protection Insurance). An Interest Rate of 19.90% applies to the outstanding balance at the expiry of any interest-free and/or deferred period. Details of finance (including weekly payments, the total amount repayable over the term of the loan, interest rate and any applicable fees) can be confirmed with a detailed quote in store. Finance Now disclosure statement contains full disclosure of all of the terms of your finance for your consideration prior to confirmation of your purchase. All finance is subject to Finance Now terms and conditions and approval criteria.
Gilrose Finance
Pay Weekly | Fortnightly with Gilrose Finance
Gilrose Finance provides Fixed-term, Fixed-Payment ‘pay weekly’ option. Pay using ‘pay weekly’ so you can take your purchase home now. Pay it off at a regular fixed amount that is affordable for you. There will no extra fees or interest when your loan is fully paid off. You can opt for pay weekly payment option that will fix the terms and payments according to your budget.
*Normal credit and lending criteria fees, includes a $4.75 monthly service fee and a $55 establishment fee. An Interest Rate of 17.50% applies. Up to $10 credit check fee applies. Details of finance (including weekly payments, the total amount repayable over the term of the loan, interest rate and any applicable fees) can be confirmed with a detailed quote in store. Gilrose disclosure statement contains full disclosure of all of the terms of your finance for your consideration. All finance is subject to Gilrose Finance terms and conditions and approval criteria.
Gem Visa
12 months 0% Interest Plan*
Pay the clever way. Shop Now, Pay Later
Available on a Gem Visa credit card.
Minimum purchase $500.
Offer ends 31/12/2026.
Minimum monthly payments required. Exclusions may apply.
Lending criteria, T&Cs & fees apply incl. $55 estb. fee & $65 annual fee ($32.50 half-yearly). Standard interest rate (currently 29.49% p.a.)
applies after interest free term ends.
Interest Free Fixed Terms – Minimum Monthly Payments Required
*Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), may not be sufficient to
repay the purchase amount(s) during the interest free term. Further information on rates and fees can be found at gemfinance.co.nz. Credit
provided by Latitude Financial Services Limited.
Q Card
12 Months Interest-Free
For buying the things that matter
Q Card | Q Mastercard is your perfect shopping partner for purchases big or small. It combines the benefits of a credit card with a range of interest-free deals and payment holidays*.
If you have a Q Card or Q Mastercard, you can use it at the checkout like any other credit card. Simply select the Visa | Mastercard option, enter your card details and you’re done!
*Lending Criteria, $50 Annual Account fee, Fees, Ts&Cs apply. An Establishment fee of $55(first LTF transaction) or a $35 Advance Fee(subsequent LTF transactions) applies. Minimum spend and exclusions may apply. Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate (both 27.99% p.a.) applies at the end of LTF Interest Free Period. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Apply Now For Finance
Contact us here or visit in-store to apply for hire purchase. Our expert team will get in touch with you with suitable options for you. Whatever your taste, style or budget, you will find furniture, electronics & appliances at one place.